Defaqto 5 Star Rated cover

that's packed with benefits. That's Rias standard.

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Why choose Rias home insurance:

  • You can make a claim 24/7 with our UK-based, award winning** claims service 
  • Accidental damage cover for laptops, tablets, computers and TVs included as standard^^
  • Rias provides home insurance from Ageas, one of the UK's largest home insurers.

 For full cover details please read our policy documents.

5 Star home insurance as rated by industry experts Defaqto for the thirteenth year running

Don't just take our word for it...

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Find out more about our levels of cover

Buildings and contents cover  everything you need rolled into one policy. Find out more about buildings and contents insurance

Buildings cover – protects the structure of your home, plus your fixtures and fittings, garden walls, gates, drives and patios.  Find out more about buildings insurance

Contents cover – up to £50,000 contents cover as standard.  Find out more about contents insurance

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Register a claim online

It's quick, safe and easy to register a new claim online, with a UK-based claims team who are on hand to help you get things back to normal.

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How we can help you

We’re here to support you as best we can.

If you’re finding things challenging, struggling to keep up with payments, or would like us to communicate with you in a different format, please visit our support page, or chat with us.

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Make a claim 24/7

The service was excellent, quick and no hassle.

Mrs B Davison, Billingham

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View our policy documents

Read our policy documents and find the right level of cover for your needs.

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Weather Hub

With the increase of extreme weather events in the UK, we're here to help you protect your home from heat, floodfreeze and storm conditions; and offer support if your home is affected.