Demystifying insurance

Accidents are stressful enough without having to worry about travel arrangements while your car is off the road. As a car insurance provider, it’s our priority to ensure your day-to-day life is not affected by situations beyond your control - and that’s why you would be covered with a free courtesy car as standard, whilst yours is being repaired following an accident.

For a variety of reasons, homeowners of any age can find themselves involved unexpectedly in legal disputes that require professional advice, services and action that can in many instances amount to considerable sums of money. This is where Personal Legal Protection from RIAS comes in.

We know there’s nothing more inconvenient than losing a key. Whether it’s your car or house keys, it’s worth that extra peace of mind knowing you’re covered if need be. That’s why we offer key protection as an optional extra on your insurance policy, so if you’re prone to losing your keys - or you just want an extra bit of assurance should the worst happen - help is at hand.

We know it’s handy to have someone else insured to drive your vehicle, and that’s why we’ve made it easy to add a named driver to your insurance policy. By adding your spouse, a family member or a friend to your policy, you’ll benefit from flexibility.

Domestic disasters like fires, flooding or subsidence can render your home uninhabitable. If the worst happens it’s important to know help is at hand, and that’s why our home buildings policy provides alternative accommodation cover for insured events as standard (policy limits apply). After all, we know you have a big enough headache without having to worry about living arrangements in the event of a claim.

As a responsible driver, there are plenty of ways to protect yourself in the event of an accident. But we know that some situations are beyond your control - including being hit by an uninsured driver - and if this happens, it’s important to know you have the support of your insurer. At RIAS, we make sure our drivers have the help they need following an accident with an uninsured driver. With access to UK-based advisors available around the clock, there’s always someone on hand to offer advice - saving you a whole lot of stress and worry along the way.