1. Get the right level of cover
Simply choose from our three levels of Defaqto rated cover to get the right cover for your travels:
Our gold and platinum levels of cover are 5 Star rated by the experts at Defaqto. We also offer silver for a standard level of cover.
- Rias silver travel insurance
- Rias gold travel insurance
- Rias platinum travel insurance
Select the level of cover that better suits your travelling needs and then tailor it even further by adding extra cover, only if you need it.
2. Then, tailor it to suit your travelling needs.
For full details on terms of cover, exclusions and limitations, please read our policy wording.
Each section of cover detailed in the tables below shows the most you can claim. All cover limits and excesses* shown are per person and apply to each insured trip separately.
Where a claim is made for the same incident only one excess will apply per trip, per insured person (max 2). An incident is one single scenario where more than one claim is made under different sections.
| What's included? | Rias silver travel insurance | Rias gold travel insurance | Rias platinum travel insurance | |
|---|---|---|---|---|
| Defaqto Star rating |  |
 |
|
|
| Medical expenses | £10,000,000 | £15,000,000 | £20,000,000 | |
| Cancellation or Cutting your trip short |
£3,000 | £5,000 | £7,500 | |
| Personal belongings | £1,250 | £2,000 | £3,000 | |
| Personal money | £1,000 | £1,250 | £1,500 | |
| Standard gadget cover | £500 | £500 | £750 | |
| Missed departure | £300 | £1,000 | £1,250 | |
| Pet Care | £250 | £500 | £750 | |
| Legal expenses and assistance | £15,000 | £25,000 | £25,000 | |
| Excess* | £100 | £75 | £50 | |
*excess payable only when applicable, please check policy wording for more detail.
Take a look at our optional extras
View our travel policy wording
Read our policy wording and find the right level of cover for your needs.