Here are all of our home insurance policy documents and those for any optional cover you have purchased.
Current policy documents
Read our policy documents for full details of what is and isn’t covered in your insurance policy.
To check the covers selected, policy limits and excesses in more detail, you can find your Statement of Fact in your online account or your policy confirmation email.
To understand how we provide our services, including details about our fees and charges, you can view our Terms of Business.
Previous policy and optional extra documents
2026
For policies starting or renewing before 28th May 2026
- Rias Home Insurance Policy Booklet
- Rias Buildings and Contents Product Information Document
- Rias Buildings Product Information Document
- Rias Contents Product Information Document
Optional extras documents
2025
2024
Start date from 01/09/2024
2023
2022
2021
Start date from 30/06/2021
Start date from 26/02/2021